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City of Houston DPA Program
     $19,500 down payment assistance
     $200,160 maximum property sales price
     Do not have to be a first time buyer ( but cannot currently own a home )
     No asset limit
     Must invest $500 into the home buying transaction
     The applicant must have $1,000 in liquid assets.
     Must complete an 8 hour homebuyer education course.
     Must live in the home for at least 10 years for assistance to be forgiven.
     Family size income limits:
               1 / $35,750; 2 / $40,850; 3 / $45,950; 4 / $51,050; 5 / $55,150; 6 / $59,200; 7 / $63,300; 8 / $67,400
Houston Hope Program
     Must purchase a home in one of the Houston Hope Neighborhoods ( see map at www.houstontx.gov/lara )
     $37,500 down payment assistance
     $39,900 down payment assistance for teachers, police officers, fireman and EMS personal.
     $200,160 maximum property sales price
     Must invest at least $500 into the home buying transaction
     Applicant must have $1,000 but not nore than $35,000 in liquid assets
     Must live in the home for at least 10 years for assistance to be forgiven.
     Family size income limits:
               1 / $35,750; 2 / $40,850; 3 / $45,950; 4 / $51,050; 5 / $55,150; 6 / $59,200; 7 / $63,300; 8 / $67,400
City of Houston Workforce Housing Downpayment Assistance Program
Harris County DPA Program
     $9,500 down payment assistance for resale properties
     $14,200 down payment assistance for new construction
     $120,000 maximum sales price of home
     Must be a first time homebuyer
     Must have one credit score of 620
     Debt to income bottom ratio cannot exceed 42%
     Must invest at least $350 toward the purchase of the home
     Buyer cannot have more than $10,000 in liquid assets
     Family size income limits:
               1 / $35,750; 2 / $40,850; 3 / $45,850; 4 / $51,050; 5 / $55,150; 6 / $59,200; 7 / $$63,300; 8 / $67,400
Harris County Neighborhood Stabilization Program ( NSP Program )
     Click on the web links tab on the upper left of this page for a description of this program
     Some additional features are as follows:
     Harris County will purchase the forclosed home & resell it to the applicant 20% below the purchase price.
     Harris County will contribute half of the 3.5% down required FHA down payment.
     The County will also pay for the rehab cost (up to $5,000), appraisal, title, inspection & survey     
MCC Program ( Mortgage Credit Certificate )
     Click on the web links tab on the upper left of this page for deccription of this program.
$8000 Tax Credit TDHCA Program 
SETH DPA Program 
     Ft. Bend County
     $200,160 maximum property sales price
     $10,000 down payment assistance
     Must be first time homebuyer
     Must complete homebuyer education class
     33% maximum top debt ratio based on SETH's income calculation
     Buyer must contribute $500 of their own funds.
     Family size income limits:
               1 / $35,750; 2 / $40,850; 3 / $45,950; 4 / $51,050; 5 / $55,150
     Montgomery County ( out of funds as of 17 September 2009 ) anticipate 3 months till re funded.
     Pasadena ( out of funds as of 17 September 2009 ) anticipate 3 months till re funded.
 
 

Secure Mortgage Company

2500 West Loop South, Suite 250 Houston, TX 77027
Phone: 281-703-2200
Fax: 888-336-4255
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